Do you ever wonder where your money goes each month? Does it seem like you're never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your money.
What is Net Worth? Your net worth is your personal bottom line. It's what your total holdings are worth after subtracting all of your financial obligations. In financial terms, your net worth is equa
What is the spending plan? Your spending plan is essentially your budget. By using a more positive name, you can escape the feeling of restriction that often accompanies the term budget.
Learning to budget is essential to any healthy financial life. Watch this video to learn the basics of budgeting to learn how to make every penny count.
Once you have a general idea of how much you need to save each month to reach your retirement goal, you need to determine where you will find the money.
It's difficult to imagine functioning in today's world without credit. Whether buying a car or purchasing a home, credit has become an integral part of our everyday lives.
This video shows you ways to reduce debt and regain control of your personal finances.
In times of crisis, you don't want to be shaking pennies out of a piggy bank. Having a financial safety net in place can ensure that you're protected when a financial emergency arises.
Many Americans are consumed with anxiety and frustration over the debt that they owe, and the lack of funds to pay it off.
What is Debt Management?As a modern consumer, you need credit.
This video explains the difference between Credit and Debit Cards and the basics of bankcards and how to use them wisely.
Your credit history is vital to your future, which is why it is crucial to ensure its accuracy.
High debt and misuse of credit cards make it tough to save for retirement. Money that goes to pay interest, late fees and old bills is money that could have been contributed to a retirement fund.
It's hard to imagine functioning in today's society without access to credit. However, you need to be careful not to fall victim to some of the pitfalls associated with it.
As people move through different stages of life, there are new financial opportunities — and potential pitfalls — around every corner.
Millennials have different financial challenges from their parents. Here is a Financial Blueprint for Millennials to use to figure out their unique financial goals.
What’s the better choice when looking at getting a new car? This video explains the financial advantages between buying or leasing a car when you’re young.
Maybe you've always pictured yourself driving a shiny red convertible. Or perhaps you've had a recent addition to the family and you're looking for the practicality of a minivan.
You can use a variety of strategies to pay off debt, many of which can cut not only the amount of time it will take to pay off the debt but also the total interest paid. But like many people, you may
You may have lost your job already, or it's something you're concerned about.
Getting married is exciting, but it brings many challenges. One such challenge that you and your spouse will have to face is how to merge your finances.
Americans overspend and under save. We must strengthen our personal economies to save America's economy.
Do your kids know the golden rule of personal finance? Spend Less Than You Earn.
When your child first started school, you doled out the change for milk and a snack on a daily basis.
Children are a special blessing and their arrival brings boundless love and joy into our lives that you can't put a price on.
Parenthood can be both wonderfully rewarding and frighteningly challenging. Children give gifts only a parent can understand--from sticky-finger hugs to heartfelt pleas.
Every investment decision involves both risk and reward. Learn how an asset allocation strategy can help reduce your risk.
The arrival of spring often signifies a time of renewal, a reminder to dust off the cobwebs and get rid of the dirt and grime that have built up throughout the winter season.
Answer: Certainly the best way to pay off your credit card debt is with a single payment.
College graduation is a time of new beginnings and new financial responsibilities. Help new college grads get off on the right foot financially with these money management tips.
If you've finished college within the last few years, chances are you're paying off your student loans.
If you have a lot of debt, you're not alone. Today, more and more Americans are burdened with credit card and loan payments.
What’s in a number? When you invest everything you’ve earned into everything you own, there’s a piece of you in every number. Now, you can see everything you own all in one place.
You may have heard the warning to never borrow from your retirement fund. However, there may come a time when a financial crisis forces you to do just that.
Life has a way of throwing unexpected financial roadblocks, detours and potholes in our path.
If you’ve ever applied for a credit card, a personal loan or insurance, there’s a file about you. This file is known as your credit report. It’s full of information on where you live, how you p
At a time when your career is reaching a peak and you are looking ahead to your own retirement, you may find yourself in the position of having to help your children with college expenses.
There's a war being waged for your wallet. Fight the urge to splurge, spend wisely and win for your financial future.